PLCSI provides quality independent contractor, sole proprietor and qualified group health insurance coverage.
We will assist you and your employees with your initial open enrollment, including; contribution and participation requirements, plan benefit options, explanation of benefits, eligibility dates for new hires, and much, much, more

For most individuals, health insurance is a vital component of their financial security. Though expensive, the alternative to not maintaining health insurance coverage may result in insurmountable debt and eventual bankruptcy.

It is important to remember that by not maintaining continuous ‘creditable’ healthcare coverage you may jeopardize future coverage benefits for preexisting medical conditions.

Please be advised that the Health Insurance Portability and Accountability Act (HIPPA) and state law dictates the extent to which an insurance carrier can apply a pre-existing condition limitation.

Health insurance premiums are increasing by double digits while coverage benefits seem to be vanishing. At PLCSI, we can show you how to control the rising costs of health insurance without diluting policy coverage benefits.

During the policy period we will also be available to help you with new employee enrollments, termination forms, ‘qualifying events’, and claim issues - all at no additional cost to you or your firm.

As there are a vast array of insurance companies and health insurance plans to choose from, it is important to first qualify your status to see which plans are available to you and/or your firm.