GENERAL POLICY HIGHLIGHTS • Free Legal Hotline & Expert Claims Handling. • Comprehensive Definition of Professional Real Estate Services. • Broad Definition of Insured. • Blanket coverage for all employees and independent contractors • Duty to Defend • Legal Fees & Defense Costs are in addition to the policy's limit of liability • First Dollar Defense Coverage . The deductible applies to damages only. • Prior Acts Coverage • Fair Housing / Vicarious Liability and Disparate Impact Discrimination Coverage • Lockbox or Keyless Entry • Optional Environmental Coverage. • Optional Residential Ownership Coverage. • Extended reporting period (ERP) option up to three years. Please note The actual policy, if one is issued, will dictate actual coverage terms, conditions and other benefits. The determination of the obligation to defend by the insurance company turns on both the language of the insurance policy and the pleadings.
 
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